Monthly Archives: February 2017


16

Feb 2017

Types of Retirement Investment Vehicles

Last week in Retirement Planning 101, we discussed what kind of assumptions you can use to figure out the island we call ‘your number’. Once you figure out your number, there are really two very important ships that will get to that number. First, how much money do you need to save on a monthly basis to get your number? Second, what rate of return...

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14

Feb 2017

What Are Your College Education Planning Assumptions?

What Are Your College Education Planning Assumptions? You get home from work one day and your child has the magical letter to open from that college or university that you both always dreamed they would attend. It’s possible the school is your alma mater or perhaps it is the Ivy League university you always thought your child was possible of being a part of for...

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09

Feb 2017

Should You Leave Your IRAs to a Trust?

Reasons to Name a Trust as Your Ira Beneficiary: #1 Minor. If a minor (under 18 or 21 depending on state law) is named as the IRA beneficiary, it provides a reason to name a trust because minors are not able to make tax elections like IRA distribution decisions. Even if your beneficiary is not a minor, you may want the trust to provide for...

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08

Feb 2017

THE 6 BIG RISKS® Improper Tax Planning

One of THE 6 BIG RISKS® is Improper Tax Planning. Improper tax planning is costly. Citizens must pay their legally required taxes, of course, but there is no need to send the government any more money than required. The IRS code is full of opportunities for those who are looking. To read more about this risk and the other five, you may pick up a...

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07

Feb 2017

Entrepreneur Series Lesson 1: Being Undercapitalized

It’s always exciting to think about the idea of having your own new start up. You hear about stories where entrepreneurs started with just $300 and a cardboard box and then turned their business into millions. In reality, having worked with many types of business owners, the first mistake made by most is simply not having enough capital or access to capital while growing your...

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01

Feb 2017

THE 6 BIG RISKS® Becoming Sick or Injured

One of THE 6 BIG RISKS® is Becoming Sick or Injured. Statistically, you are more likely to face a disability during your working years than a premature death. unfortunately, planning for a disability event is at the bottom of the list of financial priorities for most people — if it is on that list at all. To read more about this risk and the other...

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