Monthly Archives: October 2016


27

Oct 2016

5 Ways To Cut Down Your Cell Phone Bill

#1 Who is Your Top Ten? Most of the mobile phone companies will offer some type of free minute program around the top ten friends and family contacted the most. If a family bill has 25% to 50% of total minutes within those ten numbers, your minutes can be lowered and you would save a significant amount of money. #2 Unlimited Texting Children who have...

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20

Oct 2016

Determining Tax on Roth IRA Distributions in 5 Easy Steps

What are the ordering rules? Roth IRA distributions can consist of contributions, converted funds and earnings – or any combination of the three.  To determine what your distribution is, you must use “ordering rules” which dictate the order in which these categories of Roth IRA money must be withdrawn.  All Roth IRAs are considered one Roth IRA for distribution purposes.  A Roth IRA distribution will...

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